Personal Lines Insurance
Motor Insurance
Owning a car in Singapore is a very expensive affair. Let us assist you with our competitive Motor Car, Commercial Vehicle & Motor Cycle covers. FREE Quotation. Our dedicated e-mail contact: motor@lq.com.sg
Covers your motor vehicle against loss or damage caused by accidents and your legal liability to third party for bodily injury and/or property damage.
To cater to your needs in motor insurance, the covers available are:
Basic Coverage:
Class 1 - Comprehensive
- Loss or damage to your vehicle caused by accident and other insured perils
- Legal liability to others
- Personal accident and medical benefits to you and your passengers (for private cars only)
Class 2 - Third Party, Fire & Theft
Loss or damage to your vehicle caused by fire & theft
Class 3 - Third Party Only
Legal liability to others
Home Insurance
Protects your home against fire, theft and other hazards.
Basic Coverage:
- Fire, explosion, lightning, thunderbolt, earthquake, strike & riot, malicious damage, aircraft damage, hurricane, windstorm, flood, impact damage
- Theft by violent and forcible entry or exit
- Bursting or overflowing of domestic water tanks
- Public liability for any one accident
- Personal accident
- Workmen's' compensation for domestic maid
Definitions:
Building: Internal building structures, fixtures & fittings
Renovation: Improvement / addition / fixtures & fittings
Content: Movable items eg. furniture, household appliances personal effects
Travel Insurance
A convenient and affordable travel insurance plan that gives you the peace of mind for you and your family.
It provides the modern traveller with a comprehensive coverage against the major risks from before the commencement of the journey to the journey itself, such as falling sick or being injured in a hijack or delayed baggage or other unforeseen events during the trip.
Basic Coverage:
- Personal accident on death & permanent disablement
- Medical expenses
- Hospital allowances
- Emergency medical evacuation
- Repatriation
- Trip curtailment & aircraft hijacking
- Loss of deposit & trip cancellation
- Baggage & personal effects
- Personal money & travel documents
- Flight delay
- Baggage delay
- Personal liability
Personal Accident Insurance
Buy yourself a little peace of mind with worldwide cover for 24hrs a day, the Personal Accident insurance covers you for bodily injury or death arising from an unfortunate accident.
Basic coverage:
- Death
- Total Permanent Disablement
- Temporary Disablement
- Medical Expenses
Golfers' Insurance
That hole-in-one may seem improbable in most golfers' lifetime. Yet it strikes even weekend hackers. Now you can make sure you are more than adequately prepared for that hole-in-one.
Basic Coverage:
- Liability to public
- Personal accident
- Medical expenses
- Golfing equipment / personal effects
- Hole-in-one
Mobile Phone Insurance
Don't miss any call.
Basic Coverage:
- Theft by forcible & violent means
- Robbery with force and violence or threat
- Damage by accident
Domestic Servants
You need domestic help. This package provides cover for the foreign maids you have employed.
Basic Coverage:
- Personal accident on death & permanent disablement
- Repatriation expenses
- Hospital & surgical expenses
- Wage compensation
- Termination expenses
- Recuperation benefit
- Medical expenses
- Insurance guarantee
Hospital and Surgical Insurance
Hospital And Surgical Insurance
A patient undergoing private medical care would normally be responsible for the full cost of accommodation and treatment in a hospital.
Subject to specific exclusions like pre-existing illnesses, the hospital and surgical insurance covers both the hospital and treatment costs which includes:
Basic Coverage:
- Room and board
- Intensive care ward charges
- Miscellaneous hospital charges
- Surgery
- Hospital consultation
- Specialist consultation
- Examination & laboratory test
- Ambulance services
- Post-hospitalization treatment
- Emergency outpatient treatment
- Accident dental treatment
- Emergency assistance treatment
- Outpatient kidney / dialysis treatment
- Outpatient cancer treatment